The difference comes down to this: a will takes effect only after you die and must pass through probate, while a living trust takes effect as soon as you create it and can avoid probate entirely. Most Texas families need a will at a minimum. Whether you also need a trust depends on the size of your estate, your privacy concerns, and whether you want to keep assets out of court. For many people, the right answer is both.
McCulloch & Miller, PLLC helps families across Houston, Harris County, and the greater Houston metro area choose between — and often combine — wills and trusts as part of a complete estate plan. With over 35 years of experience and a founding partner who is both an attorney and a CPA, the firm matches the right tools to each family’s situation rather than applying a one-size-fits-all template.
What Is the Difference Between a Will and a Trust in Texas?
A will is a document that directs who receives your property after death and names an executor to carry out your wishes. It only operates after you die, and it must be admitted to probate for your executor to gain authority. A living trust, by contrast, is a legal entity you create now, transfer assets into, and control during your lifetime — and it passes those assets to your beneficiaries at death without probate.


























