Veterans Benefits

VA Aid and Attendance for Texas Veterans Facing Long-Term Care Costs

Published on: July 3, 2026 | By McCulloch & Miller, PLLC

Last updated July 3, 2026 · Reviewed by David W. Miller

Long-term care costs in the Houston area routinely outrun what a monthly Social Security check covers, and families across Harris, Fort Bend, and Montgomery counties end up closing that gap out of savings meant to last another decade. Veterans who served during a wartime period have access to a federal VA benefit that can absorb part of the monthly cost, and a surviving spouse may qualify as well. Very few Texas families ever claim it.

Aid and Attendance is an increased monthly payment added to the VA’s needs-based wartime pension for a claimant who requires the regular help of another person with everyday activities, or who is housebound, blind, or residing in a nursing home. The benefit is authorized under the improved pension statute at 38 U.S.C. § 1521, and it is not tied to a service-connected injury. That last point explains most of the underclaiming.

Eligibility for Texas Veterans Benefits After Change in Veterans Affairs Character of Discharge Rules

Published on: November 3, 2020 | By McCulloch & Miller, PLLC

Texas Veterans Benefits: Who Qualifies?

Under the Department of Veterans Affairs (VA) current framework, only individuals deemed a “veteran”, may be eligible for VA benefits. Assuming the member met the active service requirement, the VA relies on the individual’s character of service designation (COD) to determine whether a former service member was separated from their branch “under conditions other than dishonorable.” Despite their service, the VA consistently denies these soldiers access to necessary services and benefits. Under this framework, the VA fails to recognize hundreds of thousands of former members of the Armed Forces as veterans. This regulatory scheme has left many Texas veterans without VA benefits, such as service-connected benefits and the VA pension.

The Department of Defense provides service members with a discharge status which may be honorable, general under honorable conditions, uncharacterized, other than honorable (OTH), bad conduct (misdemeanor), bad conduct (general court-martial), dishonorable. Traditionally, the VA requires a COD for service members who received an uncharacterized, OTH, or bad conduct (misdemeanor) discharge. Historically, the VA denied benefits to service members who received Other Than Honorable (OTH) or Bad Conduct discharges. The VA would consistently find that these veterans engaged in “persistent or willful misconduct.” The VA would fail to find that the COD was “under conditions other than dishonorable.” However, many of these service members served in active combat and received these CODs due to their physical and mental wounds.

Scams are Being Perpetrated on Veterans, Active Military and Their Families

Published on: January 20, 2020 | By McCulloch & Miller, PLLC

“In 2018, 9.4% of all reports to BBB’s ScamTracker came from military personnel, veterans or their spouses, BBB of Metropolitan New York said.”

The scam victims who were military personnel, veterans or their spouses reported higher median losses than non-military consumers, the BBB said.

nj.com says in its recent article entitled “Veterans warned to beware of scams that target military families” that a common scam is “pension poaching,” which targets elderly and disabled veterans and their families.

Veterans Watch Court Ruling for Possible Educational Expansion

Published on: November 12, 2019 | By McCulloch & Miller, PLLC

Veterans who qualify for both the Post 9/11 GI Bill program and the older Montgomery GI bill may have access to expanded veterans education benefits. It all hinges on a recent federal court decision and a possible appeal by VA officials.

Tens of thousands of veterans could be impacted, if Veterans Affairs officials decide to appeal a court decision regarding veterans education benefits, reports The Military Times in a recent article, “Court ruling could give veterans an extra year of GI Bill benefits.” The decision is being watched closely by the education sector as well.

The recent decision from the U.S. Court of Appeals for Veterans Claims held that the Department of Veterans Affairs practice of making veterans give up their Montgomery GI Bill eligibility to receive post-9/11 GI Bill payouts is improper. Department officials have argued in the past that it’s needed to ensure veterans aren’t duplicating benefits. However, a 2-1 decision by the judicial panel ruled that federal language prohibiting such “double-dipping” more appropriately means that “someone may not receive assistance from more than one program during a single month, semester, or other applicable pay period, but may switch freely between programs.”

New Rules on Benefits Appeals for Veterans

Published on: February 4, 2019 | By McCulloch & Miller, PLLC

Following the adoption of new rules, there will now be options for veterans to appeal their disability benefits. The hope is that these three new processes will speed cases.

It took more than a year and a half, but the Department of Veterans Affairs has announced that new appeals rules have been enacted that will streamline the appeals process. Veterans whose disability benefits have been rejected, will now have one of three options to pursue their claims. Reforms were passed by lawmakers in 2017, so this has been a long time coming.

In the past, disability appeals languished for years. The VA is now hoping that the most difficult reviews can still be finished in less than a year in most cases, reports the Military Times in the article “VA’s benefits appeals process will see a dramatic changeover next month.” The target for cases that don’t go before the Board of Veterans Appeals is an average of about four months for a final decision.

URGENT: The VA Regulations Have Changed!

Published on: September 21, 2018 | By McCulloch & Miller, PLLC

What is the VA Pension Benefit?

The Veterans Administration pension program provides monthly tax-free benefit payments to certain wartime Veterans or their surviving spouses who meet the financial and medical requirements. Claimants who are eligible for VA pension may also qualify for supplemental monetary payments, such as housebound or aid & attendance, if they meet additional medical requirements.

What are the new guidelines to applying and receiving VA Pension Benefits?

The recent regulation changes regarding eligibility requirements for needs-based benefits include:

* A thirty-six month look-back period in which certain transfers or gifts could be penalized.

* A new formula for calculating a claimant's net worth and a bright-line net worth limit.

* Restrictions on the amount of acreage of a claimant's primary residence which can be excluded in net worth calculations.

* Clarification on certain medical definitions and allowable medical deductions.

The new regulations go in to effect on October 18, 2018 and may drastically change a claimant's eligibility as well as their planning options. If you have questions about your current VA pension benefits or about obtaining VA pension benefits, please contact a VA accredited attorney today.

Veterans Planning Workshops

Discover how Veterans Benefits and long term-care planning can impact and lead to a better quality of life for you and your loved ones. We delve into the new VA regulations and changes to how Veterans and surviving spouses will receive pension benefits.

October 10, 2018 at 12PM

October 24, 2018 at 12PM

This blog will be updated frequently as we process the full regulations and changes to the VA Pension. Please plan to check back regularly.

Register Now For Our Upcoming VA Workshops

Military Retirement Planning and The Big Decision in 2018

Published on: December 11, 2017 | By McCulloch & Miller, PLLC

For those who joined the military in recent years, a big decision is looming for their future. They have to make a choice next year between staying in the old retirement system or opting for the new one.

Figuring out whether or not to stay with the current military retirement system or choosing to join the new system may be a challenge, but you have an entire year to educate yourself as to which one is best suited for you and your family.

Kiplinger’s recent article, “The Big Pension Decision Military Service Members Must Make in 2018,” explains that if you joined the military from 2006 through 2017, then you have from January 1 to December 31, 2018, to decide whether to switch to the new “blended retirement system.”

The New Veterans Identification Card – What You Need To Know

Published on: December 4, 2017 | By McCulloch & Miller, PLLC

The Veterans Administration recently announced their new application process to apply for the Veterans Identification Card (VIC). Back in 2015, The Veterans Identification Act ordered the VA to issue a VIC to veterans, also referred to as the universal photo ID. The VA was supposed to have this card available by 2016, and just released it's plan to apply this November. It's said that veterans who apply this December, should have their physical cards within 60 days, and their electronic cards by mid-December.

Veterans with honorable service will be able to apply for the ID card, which is supposed to be safer, and more convenient than carrying around your standard DD-214, and the card provides a photo. The VIC will be accepted by majority of vendors and retailers that offer discounts to veterans as well as government agencies.

Estate Planning and Financial Planning—Two Areas Where Houston Military Families Need Help

Published on: May 12, 2016 | By McCulloch & Miller, PLLC

It is not easy to be a member of a military family. They face many challenges that civilians do not, and—all too often—they do not receive the support in two critical areas that could make a difference.

Risks for Houston military families include accidents during training, battlefield injury and the stress of frequent moves. Service members have a far greater than average chance of becoming disabled or dying prematurely. This makes it especially important for military families to have access to financial and estate planning advice.

The Wall Street Journal article, "How to Serve Military Families," says that in many instances military spouses are young and financially immature. Military families don't settle in one place for very long, so a nonmilitary spouse may have trouble finding a steady job that would provide a second income and a retirement plan. In that situation, if something happens to the service member, and benefits are paid out, they need to be able to access them immediately. It's more likely that young military families will need help getting these estate documents in order and updating their beneficiary designations.

Ivy League Law Students Fight for Veterans Rights

Published on: February 29, 2016 | By McCulloch & Miller, PLLC

A lieutenant colonel serving in the U.S. Army Reserves was in Afghanistan on his third tour of duty, suffering from Post-Traumatic Stress Disorder (PTSD) and enduring a bad foot injury in 2011 when a letter arrived at his home, as described in Harvard Magazine's "Fighting for Veterans, Learning the Law." It was an important, time-sensitive letter.

The letter contained information on how he could file an appeal for disability compensation and stated that he had to respond within 120 days of receipt. But Ausmer wouldn't return home for another five months.

By the time he read the letter, he'd lost his one chance to appeal his benefits case. The Veterans Benefits Administration gave him no help, but a trio of Harvard Law School students did. They took his case, arguing that the clock on an appeals claim should start only after a veteran has returned home—rather than when a letter arrives in his or her mailbox back home.